No hidden fees. No subscriptions. One simple price per report — you always see your numbers before you pay to download.
Every report stage works the same way. First a flat $15 processing fee reveals your exact item counts and dollar amounts. Then, only if you want the downloadable report, you pay the report fee. No plans to choose, no back-end fees, no signatures.
Estimated recoverable value range and item-count range. No card required.
Reveals exact amounts and counts. One-time and non-refundable.
Applicable state sales tax is added at checkout and shown before you pay.
Insurance Adjusters & PA Firms
Handling multiple claims? Contact us for custom volume pricing tailored to your firm.
partners@contentsclaims.comFour report stages, each building on the previous
See what we can find in your email purchase history before you pay anything
You get:
See your complete claim value and top 50 items
You get:
Complete line-by-line personal property claim inventory with proof of ownership
You get:
Add offline receipts, jewelry appraisals, and art valuations
You get:
What it costs to replace each item today
You get:
Current replacement cost minus depreciation — what most insurers pay first
You get:
Founder's claim: Even with $169,784 in depreciation applied from a $749K documented value, the policy limit was still reached. That's not always the case — which is exactly why having an ACV schedule based on current replacement cost, not memory or guesswork, is critical.
Important: Some policies only pay ACV and do not include replacement cost coverage for contents. If your policy is ACV-only, this report gives your adjuster a documented, line-by-line depreciation schedule to work from — rather than leaving those calculations entirely to the insurer's discretion. Have your adjuster review every line.
Most people don't realize how much documented purchase history they have. Before you pay anything, the free preview gives you an estimate.
$150K
Documented purchase history found
You see this before choosing a report.
Report pricing shown at that point.
$450K
Documented purchase history found
You see this before choosing a report.
Report pricing shown at that point.
$750K
Documented purchase history found
You see this before choosing a report.
Report pricing shown at that point.
Start with a free preview — see your estimated value before you pay anything.
Onsite Company Found:
$345,967
ContentsClaims Documented:
$749,267+
Policy Limit:
$597,338
Insurance Paid:
$597,338 ✓
I recovered an additional:
$251,371
The report fee was a fraction of what I recovered.
Upload your contents policy and we'll generate a plain-English summary and a checklist of questions to bring to your adjuster or attorney.
This tool generates questions — not coverage conclusions. It is not insurance advice. Always review output with a licensed public adjuster or attorney before making any claim decision.
📑 Never read your policy?
The Policy Summary reads your policy and tells you your actual coverage limit, deductible, and what's excluded — in plain English, not insurance-speak.
⚠️ Worried about sublimits?
Policies often cap jewelry at $2,500 and electronics at $5,000. The Full Questions Checklist flags if your claim is at risk of hitting those caps.
👥 Working with an adjuster?
They may already provide this. If not — or if you want a second read — our analysis can prevent surprises when insurance pays out.
Add-on — pricing shown at checkout
Everything in Summary, plus:
Add-on — pricing shown at checkout
Output is system-generated and may contain errors or omissions. It does not constitute insurance advice, a coverage opinion, or professional advice of any kind. Always consult a licensed public adjuster or insurance attorney before making coverage decisions. See our Terms of Service §7 for full disclaimer.
Report pricing is proportional to your documented claim value — the bigger your recovery, the more value we deliver. We believe our fee should scale with what we find for you, not be a flat amount regardless of results. Exact pricing is shown after your $15 full analysis.
Yes. The platform allows either you or your adjuster to pay any fee. Many adjusters pay the report fee and add it to their final invoice since it increases the claim value.
The free preview shows you estimated value before you pay anything. If you're working with a public adjuster, they may pay on your behalf since they benefit from a higher claim.
Stage 1: HCV (Historical Cost Value) is the only required stage: $15 system fee plus the report download fee. Stages 2–4 — Final HCV (Historical Cost Value), RCV (Replacement Cost Value), and ACV (Actual Cash Value) — are optional and build on your Stage 1 report. Most homeowners use Stage 1 + Stage 3: RCV (Replacement Cost Value) to maximize their recovery.
You see the free preview first — before paying anything. If it shows low item counts or a value that doesn't justify moving forward, you walk away. You're only out your time. The free preview is there so you can make that call before spending $15.
The $15 system fee is non-refundable — it is a system access and resource fee required to run your full analysis. However, you see your complete results before paying any report fee. If the numbers don't justify moving forward, you're only out $15.
See what we can find before you pay anything. No credit card required.
Get Free Preview